APF Services home improvement

APF Services is a seamless financing solution which services a wide range of credit with a single application. 


Financing for painting house

APF Home Improvement

Advance Personal Financing

The number of home improvements performed each year has grown steadily over the past five years and most experts expect this trend to continue. In addition, the financial climate has changed dramatically making it even more important for merchants to partner with lenders who understand the need for reliable financing partners.

APF Services is a creative solution to this problem. We leverage the strengths of many lenders into a single platform creating a seamless financing solution which services a wide range of credit with a single application. Whether your client has great credit, or has suffered through some credit challenges, APF Services has a solution.

Online Appication

Why APF Services?

Why choose APF Services as a partner? Our platform allows for a short application process, almost instant credit decisions and funding direct to the provider within 48 hours. This simple, easy to use process simplifies the administration of your financing programs by servicing a wide range of credit. There is no need to move from one lender sight to another because your patient was declined. Those same options are available with one application utilizing APF Services.

financing for home improvement

Grow Your Business
with Advance Personal Financing

Offering an affordable financing option for your clients is almost a necessity in today’s world. Did you know there will be over 20,000,000 Home Improvements are performed this year alone? Many consumers are hesitant to pay for large purchases with cash or with an existing credit card while others simply can not afford to pay for the home improvement they need out of pocket. 

APF Services offers an affordable option for each client and the Merchant. Our program is designed to be a win / win for all parties. Merchants grow their business by servicing more clients and maximizing their return on their marketing or advertising budgets while clients enjoy an affordable payment option.